A Tesla Cybertruck owner shares his truck was totaled after it was sideswiped by an E-scooter. However, the insurance company is only offering to pay him a “fair market price” of $77K, even though he paid $198K for the truck and still owes the bank $171K.
  • AFK BRB Chocolate@lemmy.worldEnglish
    2·
    2 months ago

    I read the article hoping to find out how being sideswiped by an e-scooter could total a truck, but I was left unsatisfied.

    • halcyoncmdr@lemmy.worldEnglish
      1·
      2 months ago

      Remember that a “totaled” vehicle doesn’t mean it can’t be used, or even that it is heavily damaged just that insurance has decided that the specific repairs needed would cost more than just paying out the current value.

      They don’t care if you get your vehicle fixed or replaced, insurance only cares about paying as little as possible using every loophole as possible.

      • AFK BRB Chocolate@lemmy.worldEnglish
        1·
        2 months ago

        Yeah, I’ve been on the other side of that, but sideswiped by a scooter? I get that they aren’t worth as much as they were, but still…

        • grue@lemmy.world
          2·
          2 months ago

          Cybertrucks are really, really bad for repairability. Consider the fact that on a normal car you can fix a dent by getting the panel most of the way back to the correct shape and then fairing it the rest of the way with Bondo before painting it. But with a Cybertruck, you’d have to metalwork the panel all the way back to perfect and then somehow figure out how to match the surface finish. It’s a lot more labor, if it’s even possible.

          It could be that the insurance doubts that the vehicle can be completely restored to its pre-loss condition at any price.

          • Billiam@lemmy.world
            1·
            2 months ago

            metalwork the panel all the way back to perfect

            My dude, have you ever seen a Swastikkkar? Those panels ain’t even perfect when they leave the factory.

              • Billiam@lemmy.world
                1·
                2 months ago

                Step 1: take in damaged Cybertruck.

                Step 2: do absolutely fuckall to it.

                Step 3: charge owner $6000 for repairs.

                Step 4: watch happy owner drive off.

    • Letstakealook@lemm.ee
      0·
      2 months ago

      I suspect his story is bullshit. His truck was sideswiped by an e-scooter with enough force to damage the doors, wheels, deploy the airbags, and render the vehicle immobile? How fast/massive was this e-scooter? Did the e-scooter rider survive this incredible impact? None of this passes the sniff test unless there is some misalignment in the understanding of what constitutes an e-scooter or he was hit with a glancing blow by a magnetically launched scooter with a rather large rider.

  • Evotech@lemmy.world
    1·
    1 month ago

    “After paying a broker $50,000 over MSRP to be one of the first people to own a Cybertruck”

    I mean, come on lmao

  • Sunflier@lemmy.worldEnglish
    1·
    1 month ago

    Oh noes! You’re having difficulty filing an insurance claim for your Swasticar? Woe unto you, the stars weep for your tragedy.