

This is literally one of the most common scenarios in Brazil. The city of Sao Paulo alone had over 103k cell phones stolen in 2023, almost every week on the news there’s a story about someone being forced at gunpoint to make a bank transfer before the criminals flee with the cellphone. In other situations, the victim is taken to a bank agency and the cash is drawn to the daily limit from a ATM (lightning kidnapping as it’s called here)
Be thankful this kind of shit doesn’t happen where you live
It certainly feels a lot like reinventing the wheel. Although I can’t think of specific server software that works in a similar fashion, I wouldn’t be surprised if those have existed since, dunno, 2008