• RION [she/her]@hexbear.net
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    2 days ago

    Consider if you had done just that this January after seeing this post. You would have missed out on ~14.5% gains in the S&P 500, and still be waiting for the bubble to burst.

    Everyone would love to be the guy who sold right before the great recession and bought at absolute rock bottom, but then again everyone would love to be the guy who went all in on NVIDIA in 2016–only, very few of us luck into being that guy. For the rest of us, time in the market beats timing the market.

    If you’re worried about an impending correction you might want to shift your allocations towards bonds instead of equities. The exact proportions would depend on your overall retirement plan.