Car insurance is relatively simple. I shop around, telling them how much coverage I want. They request my driving history, and give me a quote. At any time, I can shop around and change insurance policies without any problems. Once it’s time to collect payment, it’s a relatively simple matter. What makes health insurance so difficult, controlling, unreliable, and expensive? For example, with health insurance:

  • Can only shop during a specific enrollment period

  • Policies are so complex, the vast majority of the population can’t understand them

  • It’s commonly provided in part by the employer because buying a policy otherwise is prohibitively expensive

  • Insurance companies are notorious for denying payments

    • Kaboom@reddthat.com
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      4 months ago

      Yes. With employment insurance, your employer pays a large chunk of it, its called benefits for a reason. Like 401k matching, if you dont use it, youre leaving money on the table

      • cm0002@lemmy.world
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        4 months ago

        Healthcare is a human right, it should have never been a benefit tied to employment.

          • cm0002@lemmy.world
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            4 months ago

            Those things are a joke, have you ever been on Medicare? It’s terrible and are still strangled by private insurances at every turn.

            A few years ago, it was calculated that moving to a single-payer healthcare system and abolishing private healthcare would, at worst, increase an individuals tax to like <$1000/yr

            I have a fairly decent employer provided insurance and even then it’s still 500+ a MONTH in just premiums. Before even factoring in other private insurance bullshit like copays and out of pockets and a myriad of other fees and gotchas, I’ll exceed that 1000 tax bill in like 2 months.

            Even if you’re a selfish conservative asshole, it would save you so much money as well.

            But sure, keep listening spouting the rich elite propaganda, you’re just a temporarily embarrassed billionaire after all.

        • Kaboom@reddthat.com
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          4 months ago

          Do you not have a 401k? Or a Roth IRA? Are you at least paying into social security?

          • db2@lemmy.world
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            4 months ago

            No, no, and yes until the so-called Republicans gut it and pocket the money.

            You’re not speaking the same language here.

            • Kaboom@reddthat.com
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              4 months ago

              You really need to start saving for retirement, its never too early, and if you start late, it can still help

              • db2@lemmy.world
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                4 months ago

                Unless you’re offering to pay for it I’m in the same boat as many others. I live check to check, there is no extra.