It’s honestly more of a clearence issue, but either way it is most definitely a driver issue. If u aren’t skilled it doesn’t matter what ur driving, I’ve seen idiots in rental Jeeps with foot plus clearence high center on obstacles that aren’t really that challenging
I agree, most of the problem is people putting rental civics where they shouldnt be. A subie with a lift is enough to get u through mosy of national park 4w only roads. It’s usually driver error that gets u stuck. Garuntee most people they pull out never had any kind of gear to get themselves out.
That said, it Def helps to roll with some one who does have 4w incase u get a little head strong.