I have had the train thing happen to me. There were no warning lights where the road crossed over. Fortunately it was a coal train going very slowly. Scared the living daylights out of me. It’s been 30 years since that happened and I’m still neurotic about railroad crossings with poor visibility.
When it was first released, The Sixth Sense ending blew everyones’ minds.
Usual Suspects and Se7en as well.