Generally just curious how often people on here in the UK tend to use it. Personally I use it 95% of the time due to privacy concerns, easier budgeting & wanting to maintain its use. Most people my age (early to mid 20s) seem to find the concept alien & I’ve noticed younger cashiers are absolutely garbage at calculating change mentally.
In terms of budgeting its fairly simple, I take out £100 to take around with me and generally leave the cards at home. Thusly I can only spend that 100 quid.
I think I’d call that limiting spending rather than budgeting. Budgeting would involve keeping track of how much is spent on different things, projecting future spending, stuff like that.