• arrow74@lemm.ee
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    9 months ago

    Disagree, sure you can make more in the open market over time by getting another mortgage on a paid off home.

    But that invested money means absolutely nothing if the market has a downturn and you lose your job. Now you’re on the hook to a mortgage you can’t pay and risk losing a place to live.

    While on paper you can make more money, it’s very dumb to gamble with things you need to survive. And that’s all any loan is, a gamble that you will be in good health and have the means to pay it back.